USE YOUR SUBCONSCIOUS FOR WEALTH

 

                                              WEALTHY STATEMENTS

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               IF YOU ARE HAVING FINANCIAL DIFFICULTIES, IF YOU ARE TRYING TO MAKE ENDS MEET, IT MEANS YOU HAVE NOT CONVINCED YOUR SUBCONSCIOUS MIND THAT YOU WILL ALWAYS HAVE PLENTY AND SOME TO SPARE. YOU KNOW MEN AND WOMEN WHO WORK A FEW HOURS A WEEK AND MAKE FABULOUS SUMS OF MONEY. THEY DO NOT STRIVE OR SLAVE HARD. DO NOT BELIEVE THE STORY THAT THE ONLY WAY YOU CAN BECOME WEALTHY IS BY THE SWEAT OF YOUR BROW AND HARD LABOR. IT IS NOT SO, THE EFFORTLESS WAY OF LIFE IS THE BEST. DO THE THING YOU LOVE TO DO, AND DO IT FOR THE JOY AND THRILL OF IT.

           I KNOW AN EXECUTIVE IN LOS ANGELES WHO RECEIVE A SALARY OF $75000 YEARLY. LAST YEAR HE WENT ON A NINE MONTH CRUISE SEEING THE WORLD AND ITS BEAUTY SPOTS. HE SAID TO ME THAT HE HAD SUCCEEDED IN CONVINCING HIS SUBCONSCIOUS MIND THAT HE IS WORTH THAT MUCH MONEY.

           HE TOLD ME THAT MANY MEN IN HIS ORGANIZATION GETTING ABOUT ONE HUNDRED DOLLARS A WEEK KNEW MORE ABOUT THE BUSINESS THAN HE DID, AND COULD MANAGE IT BETTER, BUT THEY HAD NO AMBITION, NO CREATIVE IDEAS, AND WERE NOT INTERESTED IN THE WONDERS OF THEIR SUBCONSCIOUS MIND.

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                                                  WEALTH OF THE MIND

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                          WEALTH IS SIMPLY A SUBCONSCIOUS CONVICTION ON THE PART OF THE INDIVIDUAL. YOU WILL NOT BECOME A MILLIONAIRE BY SAYING, :"I AM A MILLIONAIRE, I AM A MILLIONAIRE". YOU WILL GROW INTO A WEALTH CONSCIOUSNESS BY BUILDING INTO YOUR MENTALLY THE IDEA OF WEALTH AND ABUNDANCE.

             THE IDEAL METHOD FOR BUILDING A WEALTH CONSIOUSNESS

               PERHAPS YOU ARE SAYING AS YOU READ THIS CHAPTER, "I NEED WEALTH AND SUCCESS", THIS IS WHAT YOU DO. REPEAT FOR ABOUT FIVE MINUTES TO YOURSELF THREE OR FOUR TIMES A DAY, "WEALTH-SUCCESS". THESE WORDS HAVE TREMENDOUS POWER. THEY REPRESENT THE INNER POWER OF THE SUBCONCONSCIOUS MIND. ANCHOR YOUR MIND ON THIS MANIFESTED IN YOUR LIFE. YOU ARE NOT SAYING, "I AM WEALTHY", YOU ARE DWELLING ON REAL POWERS WITHIN YOU. THERE IS NO CONFLICT IN THE MIND WHEN YOU SAY, "WEALTH". FUTHERMORE, THE FEELING OF WEALTH WILL WELL UP WITHIN YOU AS YOU DWELL ON THE IDEA OF WEALTH.

           THE FEELING OF WEALTH PRODUCES WEALTH, KEEP THIS IN MIND AT ALL TIMES. YOUR SUBCONSCIOUS MIND IS LIKE A BANK, A SORT OF UNIVERSAL FINANCIAL INSTITUTIONS. IT MAGNIFIES WHATEVER YOU DEPOSIT OR IMPRESS UPON IT WHETHER IT IS THE IDEA OF WEALTH OR OF POVERTY. CHOOSE WEALTH.

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                      WHY YOUR AFFIRMATIONS FOR WEALTH FAIL

           I HAVE TALKED TO MANY PEOPLE DURING THE PAST THIRTY FIVE YEARS WHOSE USUAL COMPLAINT IS, "I HAVE SAID FOR WEEKS AND MONTHS, " I AM WEALTHY, I AM PROSPEROUS, AND NOTHING HAS HAPPENED," I DISCOVERED THAT WHEN THEY SAID, " I AM PROSPEROUS, I AM WEALTHY", THEY FELT WITHIN THAT THEY WERE LYING TO THEMSELVES.

          YOUR AFFIRMATION SUCCEEDS BEST WHEN IT IS SPECIFIC AND WHEN IT DOES NOT PRODUCE A MENTAL CONFLICT OR ARGUMENT, BECAUSE THEY SUGGESTED HIS LACK. YOUR SUBCONSCIOUS ACCEPTS WHAT YOU REALLY FEEL TO BE TRUE, NOT JUST IDLE WORDS OR STATEMENTS. THE DOMINANT IDEA OR BELIEF IS ALWAYS  ACCEPTED BY THE SUBCONSIOUS MIND.

                                         HOW TO AVOID MENTAL CONFLICT

                     THE FOLLOWING IS THE IDEAL WAY TO OVERCOME THIS CONFLICT FOR THOSE WHO HAVE THIS DIFFICULTY. MAKE THIS PRACTICAL STATEMENT FREQUENTLY, PARTICULARLY PRIOR TO SLEEP, "BY DAY AND BY NIGHT I AM BEING PROSPERED IN ALL OF MY INTEREST". THIS AFFIRMATION WILL NOT AROUSE ANY ARGUMENT BECAUSE IT DOES NOT CONTRADICT YOUR SUBCONSCIOUS MIND'S IMPRESSION OF FINANCIAL LACK.

                 I SUGGESTED TO ONE BUSINESSMAN WHOSE SALES AND FINANCES WERE VERY LOW AND WHO WAS GREATLY WORRIED, THAT HE SIT DOWN IN HIS OFFICE, BECOME QUIET, AND REPEAT THIS STATMENT OVER AND OVER AGAIN, "MY SALES AND IMPROVING EVERY DAY". THIS STATEMENT ENGAGED THE COOPERATION OF THE CONSCIOUS AND SUBCONSCIOUS MIND, RESULTS FOLLOWED.

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                                              DON'T SIG BLANK CHECKS

                  YOU SIGN BLANK CHECKS WHEN YOU MAKE SUCH STATEMENTS AS, "THERE IS NOT ENOUGH TO GO AROUND". "THERE IS A SHORTAGE"." I WILL LOSE THE HOUSE BECAUSE OF THE MORTAGE", ETC. IF YOU ARE FULL OF FEAR ABOUT THE FUTURE, YOU ARE ALSO WRITING A BLANK CHECK AND ATTRACTING NEGATIVE CONDITIONS TO YOU. YOUR SUBCONSCIOUS MIND TAKES YOUR FEAR AND NEGATIVE STATEMENT AS YOUR REQUEST AND PROCEEDS IN ITS OWN WAY TO BRING OBSTACLES, DELAYS, LACK, AND LIMITATION INTO YOUR LIFE.

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HOW TO PRAY

 

                                THREE STEPS TO SUCCESS IN PRAYER

 

                               THE USUAL PROCEDURE IS AS FOLLOWS:

               1. TAKE A LOOK AT THE PROBLEM.

               2. TURN TO THE SOLUTION OR WAY OUT KNOW ONLY TO THE SUBCONSCIOUS MIND.

               3. REST IN A SENSE OF DEEP CONVICTION THAT IT IS DONE. DO NOT WEAKEN YOUR PRAYER BY SAYING, "I WISH I MIGHT BE HEALED". "I HOPE SO".YOUR FEELING ABOUT THE WORK TO BE DONE IS "THE BOSS". HARMONY IS YOURS. KNC THAT HEALTH IS YOURS. BECOME INTELLIGENT BY BECOMING A VEHICLE FOR THE INFINITE HEALING POWER OF THE SUBCONSCIOUS MIND. PASS ON THE IDEA OF HEALTH JO YOUR SUBCONSCIOUS MIND. PASS ON OF CONVICTION, THEN RELAX. GET YOURSELF OFF YOUR HANDS. SAY THOUGH RELAXATION YOU IMPRESS YOUR SUBCONSCIOUS MIND ENABLING THE KINETIC ENERGY BEHIND THE IDEA TO TAKE OVER AND BRING IT INTO ONCRETE REALIZATION.

                               SERVE YOURSELF WITH SCIENTIFIC TRUTH

             1. BE A MENTAL ENGINEER AND USE TRIED AND PROVEN TECHNIQUE IN BUILDING A GRANDER AND GREATER LIFE.

            2. YOUR DESIRE IS YOUR PRAYER. PICTURE THE FULFILLMENT OF YOUR DESIRE NOW AND FEEL ITS REALITY, AND YOU WILL EXPERIENCE THE JOY OF THE ANSWERED PRAYER.

           3. DESIRE TO ACCOMPLISH THINGS THE EASY WAY-WITH THE SURE AID OF MENTAL SCIENCE.

           4. YOU CAN BUILD RADIANT HEALTH, SUCCESS, AND HAPPINESS BY THE THOUGHTS YOU THINK IN THE HIDDEN STUDIO OF YOUR MIND.

           5. EXPERIMENT SCIENTIFICALLY UNTIL YOU PERSONALLY PROVE THAT THERE IS ALWAYS A DIRECT FROM THE INFINITE INTELLIGENCE OF YOUR SUBCONSCIOUS MIND TO YOUR CONSCIOUS THINKING.

           6. FEEL THE JOY AND RESTFULNESS IN FORESEEING THE CERTAIN ACCOMPLISHMENT OF YOUR DESIRE, ANY MENTAL PICTURE, WHICH YOU HAVE IN YOUR MIND, IS THE SUBSTANCE OF THINGS HOPED FOR AND THE EVIDENCE OF THINGS NOT SEEN.

           7. A MENTAL PICTURE IS WORTH A THOUSAND WORDS. YOUR SUBCONSCIOUS WILL BRING TO PASS ANY PICTURE HELD IN THE MIND BACKED BY FAITH.

           8. AVOID  ALL EFFORT OR MENTAL COERCION IN PRAYER. GET INTO A SLEEPY, DROWSY STATE AND LULL YOURSELF TO SLEEP FEELING AND KNOWING THAT YOUR PRAYER IS ANWERED.

           9. REMEMBER THAT THE THANKFUL HEART IS ALWAYS CLOSE TO THE RICHES OF THE UNIVERSE.

                                                REVIEW YOUR ACTIONS

            1. IGNORANCE OF MENTAL AND SPIRITUAL LAWS IN THE CAUSE OF ALL MARITAL UNHAPPINESS. BY PRAYING SCIENTIFICALLY TOGETHER, YOU STAY TOGETHER.

          2. THE BEST TIME TO PREVENT DIVORCE IS BEFORE MARRIAGE. IF YOU LEARN HOW TO PRAY IN THE RIGHT WAY, YOU WILL ATTRACT THE RIGHT MATE FOR YOU.

          3. MARRIAGE IS THE UNION OF A MAN AND WOMAN WHO ARE BOUND TOGETHER BY LOVE. THEIR HEARTS BEAT AS ONE, AND THEY MOVE ONWARD. UPWARD, AND GODWARD.

          4. MARRIAGE DOES NOT BEQUEATH HAPPINESS, PEOPLE FIND HAPPINESS BY DWELLING ON THE EXTERNAL TRUTHS OF GOD AND THE SPIRITUAL VALUES OF LIFE. THEN, THE MAN AND WOMAN CAN CONTRIBUTE TO EACH OTHER'S HAPPINESS AND JOY.

         5. YOU ATTRACT THE RIGHT MATE BY DWELLING ON THE QUALITIES AND CHARACTERISTICS YOU ADMIRE IN A WOMAN OR A MAN. AND THEN YOUR SUBCONSCIOUS MIND WILL BRING YOU TOGETHER IN DIVINE ORDER.

        6. YOU MUST BUILD INTO YOUR MENTALITY THE MENTAL EQUIVALENT OF WHAT YOU WANT TO ATTRACT AN HONEST, SINCERE, AND LOVING PARTNER IN LIFE, YOU MUST BE HONEST, SINCERE, AND LOVING YOURSELF.

        7. YOU DO NOT HAVE TO REPEAT MISTAKES IN MARRIAGE, WHEN YOU REALLY BELIEVE YOU CAN HAVE THE TYPE MAN OR WOMAN YOU IDEALIZE, IT IS DONE UNTO YOU, AS YOUR BELIEVE. TO BELIEVE IS TO ACCEPT SOMTHING AS TRUE. ACCEPT YOUR IDEAL COMPANION NOW MENTALLY.

         8. DO NOT WONDER HOW, WHY OR WHERE YOU WILL MEET THE MATE YOU ARE PRAYING FOR. TRUST IMPLICITY THE WISDOM OF YOUR SUBCONSCIOUS MIND . IF HAS THE "KNOW" HOW", AND YOU DON'T HAVE TO ASSIST IT.

         9. YOU ARE MENTALLY DIVORCED WHEN YOU INDULGE IN PEEVES, GRUDGES, ILL WILL, AND HOSTILITY TOWARD YOUR MARRIAGE PARTNER. YOU ARE MENTALLY DWELLING WITH ERROR IN THE BED OF YOUR MIND. ADHERE TO YOUR MARRIAGE VOWS, "I PROMISE TO CHERISH, LOVE, AND HONOR HIM (OR HER ) ALL THE DAYS OF MY LIFE".

         10. CEASE PROJECTING FEAR PATTERNS TO YOUR MARRIAGE PARTNER. PROJECT LOVE,  PEACE, HARMONY, AND GOOD WILL, AND YOUR MARRIAGE WILL GROW MORE BEAUTIFUL AND MORE WONDERFUL THROUGH THE YEARS.

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CHANGE THE DESTINY WITH YOUR THOUGHTS

 

                 

         IF YOUR CHANGE YOUR THOUGHTS THE DESTINY WILL CHANGE

               1. THE TREASURE HOUS IS WITHIN YOU. LOOK WITHIN FOR THE ANSWERTO YOUR HEART'S DESIRE.

              2. THE GREAT SECRET POSSESSED BY THE GREAT MEN OF ALL AGES WAS THEIR ABILITY TO CONTACT AND RELEASE THE POWER OF THEIR SUB CONSCIOUS MIND. YOU CAN DO THE SAME.

             3. YOUR SUBCONSCIOUS HAS THE ANSWER TO ALL PROBLEMS. IF YOU SUGGEST TO YOUR SUBCONSCIOUS PRIOR TO SLEEP, "I WANT TO GET UP AT 6 A.M." YOU CAN DO THE SAME.

             4. YOUR SUBCONSCIOUS MIND IS THE BUILDER OF YOUR BODY AND CAN HEAL YOU. LULL YOURSELF TO SLEEP EVERY NIGHT WITH THE IDEA OF PERFECT HEALTH, AND YOUR SUBCONSCIOUS, BEING YOUR FAITHFUL SERVANT, WILL OBEY YOU.

             5. EVERY THOUGHT IS A CAUSE, AND EVERY CONDITION IS AN EFFECT.

             6. IF YOU WANT TO WRITE A BOOK, WRITE A WONDERFUL PLAY, GIVE A BETTER TALK TO YOUR AUDIENCE, CONVEY THE IDEA LOVINGLY AND FEELINGLY TO YOUR SUBCONSCIOUS MIND, AND IT WILL RESPONG ACCORDINGLY.

            7. YOU ARE LIKE A CAPTAIN NAVIGATING A SHIP. HE MUST GIVE THE RIGHT ORDERS, AND LIKEWISE, YOU MUST GIVE THE RIGHT ORDERS (THOUGHTS AND IMAGES) TO YOUR SUBCONSCIOUS MIND, WHICH CONTROLS AND GOVERNS ALL YOUR EXPERIENCES.

           8. NEVER USE THE TERMS, "I CAN'T AFFORD IT" OF "I CAN'T DO THIS". YOUR SUBCONSCIOUS MIND TAKES YOU AT YOUR WORD AND SEES TO IT THAT YOU DO NOT HAVE THE MONEY OR THE ABILITY TO DO WHAT YOU WANT TO DO. AFFIRM, "I CAN DO ALL THINGS THROUGH THE POWER OF MY SUBCONSCIOUS MIND".

         9. THE LAW OF LIFE IS THE LAW OF BELIEF. A BELIEF IS A THOUGHT IN YOUR MIND. DO NOT BELIEVE IN THINGS TO HARM OR HURT YOU. BELIEVE IN THE POWER OF YOUR SUBCONSCIOUS TO HEAL, INSPIRE, STRENGTHEN, AND PROSPER YOU. 

         10. CHANGEYOUR THOUGHTS, AND YOU CHANGE YOUR DESTINY.

                            HOW TO ATTRACT THE MONEY YOU NEED

               MANY YEARS AGO I MET A YOUNG BOY IN AUSTRALIA WHO WANTED TO BECOME A PHYSICIAL AND SURGEON, BUT HE HAD SO MONEY. I EXPLAINED TO HIM HOW  A SEED DEPOSITED IN THE SOIL ATTRACTS TO ITSELF EVERYTHING NECESSARY FOR ITS UNFOLDING, AND THAT ALL HE HAD TO DO WAS TO TAKE A LESSON FROM THE SEED AND DEPOSIT THE REQUIRED IDEA IN HIS SUBCONSCIOUS MIND. FOR EXPENSES THIS YOUNG, BRILLIANT BOY USED TO CLEAN OUT DOCTORS' OFFICES, WASH WINDOWS, AND DO ODD REPAIR JOBS. HE TOLD ME THAT EVERY NIGHT, AS HE WENT TO SLEEP, HE USED TO PICTURE IN HIS MIND'S EYE A  MEDICAL DIPLOMA ON A WALL WITH HIS NAME ON IT IN BIG, BOLD LETTERS. HE USED TO CLEAN AND SHINE THE FRAMED DIPLOMAS IN THE MEDICAL BUILDING WHERE HE WORKED. IT WAS NOT HARD FOR HIM TO NEGRAVE THE IMAGE OF A DIPLOMA IN HIS MIND AND DEVELOP IT THERE.

            DEFINITE RESULTS FOLLOWED AS HE PERSISTED WITH HIS MENTAL PICTURE EVERY NIGHT FOR ABOUT FOUR MONTHS. THE SEQUEL OF THIS STORY WAS VERY INTERESTING. ONE OF THE DOCTORS TOOK A GREAT LIKING TO THIS YOUNG BOY AND AFTER TRAINING HIM IN THE ART OF STERILIZING INSTRUMETS, GIVING HYPODERMIC INJECTIONS AND OTHER MISCELLANOUS FIRST-AID WORK, HE EMPLOYED HIM AS A TECHNICAL ASSISTANT IN HIS OFFICE. THE DOCTOR LATER SENT HIM TO MEDICAL SCHOOL IN HIS OFFICE. THE DOCTOR LATER SENT HIM TO MEDICAL SCHOOL AT HIS OWN EXPENSE. TODAY, THIS YOUNG MAN IS A PROMINANT MEDICAL DOCTOR IN MONTREAL, CANADA.

             HE DISCOVERED THE LAW OF ATTRACTION BY USING HIS SUBCONSCIOUS MIND THE RIGHT WAY. HE OPERATED AN AGE-OLD LAW, WHICH SAYS, "HAVING SEEN THE END, YOU HAVE WILLED THE MEANS TO THE REALIZATION OF THE END". THE END IS THIS CASE WAS TO BECOME A MEDICAL DOCTOR. 

              THIS YOUNG MAN WAS ABLE TO IMAGINE, SEE, AND FEEL THE REALITY OF BEING A DOCTOR. HE LIVED WITH THAT IDEA, SUSTAINED IT, NOURISHED IT, AND LOVED IT UNTIL THROUGH HIS IMAGINATION IT PENETRATED THE LAYERS OF HIS SUBCONSCIOUS MIND AND BECAME A CONVICTION, THEREBY ATTRACTING TO HIM EVERYTHING NECESSARY FOR THE FULFILLMENT OF HIS DREAM.

                         WHY SOME MEN DO NOT GET A RAISE IN PAY

               IF YOU ARE WORKING IN A LARGE ORGANIZATION AND YOUR ARE SILENTLY THINKING OF AND RESENTING THE FACT YOU ARE UNDERPAID, THAT YOU ARE NOT APPRECIATED, AND THAT YOU DESERVE MORE MONEY AND GREATER RECOGNITION, YOU ARE SUBCONSCIOUSLY SEVERING YOUR TIES WITH THAT ORGANIZATION. YOU ARE SETTING A LAW IN MOTION, AND THE SUPERINTENDENT OR MANAGER WILL SAY TO YOU, "WE HAVE TO LET  YOU GO". ACTUALLY, YOU DISMISSED YOURSELF. THE MANAGER WAS SIMPLY THE INTRUMENT THROUGH WHICH YOUR OWN NEGATIVE MENTAL STATE WAS CONFIRMED. IT WAS AN EXAMPLE OF THE LAW OF ACTION AND REACTION. THE ACTION WAS YOUR THOUGHT, AND THE REACTION WAS THE RESPONSE OF YOUR SUBCONSCIOUS MIND.

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YOUR BRAIN AND YOUR LIFE

 

                                  BECOME WEALTH WITH YOUR MIND

                       1. DECIDE TO BE WEALTHY THE EASY WAY, WITH THE INFALLIBLE AID OF YOUR SUBCONSCIOUS MIND.

                       2. TRYING TO ACCUMULATE WEALTH BY THE SWEAT OF YOUR BROW AND HARD LABOR IS ONE WAY TO BECOME THE RICHEST MAN IN THE GRAVEYARD. YOU DO NOT HAVE TO STRIVE OR SLAVE HARD.

                       3. WEALTH IS A SUBCONSCIOUS CONVICTION. BUILD INTO YOUR MENTALITY THE IDEA OF WEALTH. 

                       4. THE TROUBLE WITH MOST PEOPLE IS THAT THEY HAVE NO INVISIBLE MEANS OF SUPPORT.

                       5. REPEAT THE WORD, "WEALTH", TO YOURSELF SLOWLY AND QUIETLY FOR ABOUT FIVE  MINUTES PRIOR TO SLEEP AND YOUR SUBCONSCIOUS WILL BRING WEALTH TO PASS IN YOUR EXPERIENCE.

                       6. THE FEELING OF WEALTH PRODUCES WEALTH. KEEP THIS IN MIND AT ALL TIMES.

                        7. YOUR CONSCIOUS AND SUBCONSCIOUS MIND MUST AGREE. YOUR SUBCONSCIOUS ACCEPTS WHAT YOU REALLY FEEL TO BE TRUE. THE DOMINANT IDEA IS ALWAYS ACCEPTED BY YOUR SUBCONSCIOUS MIND. THE DOMINANT IDEA SHOULD BE WEALTH, NOT POVERTY.

                       8. YOU CAN OVERCOME ANY MENTAL CONFLICT REGARDING WEALTH BY AFFIRMING FREQUENTLY, "BY DAY AND BY NIGHT I AM BEIG PROSPERED IN ALL OF MY INTERESTS".

                       9. INCREASE YOUR SALES BY REPEATING THIS STATEMENT OVER AND OVER AGAIN, "MY SALES ARE IMPROVING EVERY DAY, I AM ADVANCING, PROGRESSING, AND GETTING WEALTHIER EVERY DAY".

                     10. STOP WRITING BLANK CHECKS, SUCH AS, "THERE IS NOT ENOUGH TO GO AROUND " OR THERE IS A SHORTAGE, ETC. SUCH STATEMENTS MAGNIFY AND MULTIPLY YOUR LOSS.

                      11. DEPOSIT THOUGHTS OF PROSPERITY, WEALTH, AND SUCCESS IN YOUR SUBCONSCIOUS MIND, AND THE LATTER WILL GIVE YOU COMPOUND INTEREST. 

                      12. WHAT YOU CONSCIOUSLY AFFIRM,YOU MUST NOT MENTALLY DENY A FEW MOMENTS LATER. THIS WILL NEUTRALIZE THE GOOD YOU HAVE AFFIRMED.

                     13. YOUR TRUE SOURCE OF WEALTH CONSISTS OF THE IDEA IN YOUR MIND. YOU CAN HAVE AN IDEA WORTH MILLIONS OF DOLLARS. YOUR SUBCONSIOUS WILL GIVE YOU THE IDEA YOU SEEK.

                    14. ENVY AND JEALOUSY ARE STUMBLING BLOCKS TO THE FLOW OF WEALTH. REJOICE IN THE PROSPERITY OF OTHERS.

                   15. THE BLOCK TO WEALTH IS IN YOUR OWN MIND. DESTROY THAT BLOCK NOW BY GETTING ON GOOD MENTAL TERMS WITH EVERYONE.

                                        WHY NOTHING HAPPENDED

                 I CAN HEAR YOU SAYING, "OH, I DID THAT AND NOTHING HAPPENED, YOU DID NOT GET RESULTS BECAUSE YOU INDULGED IN FEAR THOUGHT PERHAPS TEN MINUTES LATER AND NEUTRALIZED THE GOOD YOU HAD AFFIRMED. WHEN YOU PLACE A SEED IN THE GROUND, YOU DO NOT DIG IT UP. YOU LET IT TAKE ROOT AND GROW.

            SUPPOSE, FOR EXAMPLE, YOU ARE GOING TO SAY, "I SHALL NOT BE ABLE TO MAKE THAT PAYMENT"

            BEFORE YOU GET FURTHER THAN, "I SHALL" STOP THE SENTENCE AND DWELL ON A CONSTRUCTIVE STATEMENT, SUCH AS, "BY DAY AND BY NIGHT I AM PROSPERED IN ALL MY WAYS"

                                         TRUE SOURCE OF WEALTH

                     

                  YOUR SUNCONSCIOUS MIND IS NEVER SHORT OF IDEAS. THERE ARE WITHIN IT AN INFINITE NUMBER OF IDEAS READY TO FLOW INTO YOUR CONSCIOUS MIND AND APPEAR AS CASH IN YOUR POCKETBOOK IN COUNTLESS WAYS. THIS PROCESS WILL CONTINUE TO GO IN YOUR MIND REGARDLESS OF WHETHER THE STOCK MARKET GOES UP OR DOWN, OR WHETHER THE POUND STERLING OR DOLLAR DROPS IN VALUE.

              YOUR WEALTH IS NEVER TRULY DEPENDENT ON BONDS, STOCKS, OR MONEY IN THE BLANK, THESE ARE REALLY ONLY SYMBOLS, NECESSARY AND USEFUL, OF COURSE, BUT ONLY SYMBOLS.

              THE POINT I WISH TO EMPHASIZE IS THAT IF YOU CONVINCE YOUR SUBCONSCIOUS MIND THAT WEALTH IS YOURS, AND THAT IT IS ALWAYS CIRCULATING IN YOUR LIFE, YOU WILL ALWAYS AND INEVITABLY HAVE IT, REGARDLESS OF THE FORM IT TAKES.

 

                    TRYING TO MAKE ENDS MEET AND THE REAL CAUSE

                THERE ARE PEOPLE WHO CLAI THAT THEY ARE ALWAYS TRYING TO MAKE ENDS MEET. THEY SEEM TO HAVE A GREAT STRUGGLE TO MEET THEIR OBLIGATIONS. HAVE YOU LISTENED TO THEIR CONVERSATION?

               IN MANY INSTANCES THEIR CONVERSATION RUNS ALONG THIS VEIN. THEY ARE CONSTANTLY CONDEMNING THOSE WHO HAVE SUCCEEDING IN LIFE AND WHO HAVE RAISED THEIR HEADS ABOVE THE CROWD. PERHAPS THEY ARE SAYING, "OH, THAT FELLOW HAS A RACKET, HE RUTHLESS, HE IS A CROOK," THIS IS WHY THEY LACK, THEY ARE CONDEMNING THE THING THEY DESIRE AND WANT. THE REASON THEY SPEAK CRITICALLY OF THEIR MORE PROPEROUS THE OTHERS PROSPERITY. THE QUICKEST WAY TO CAUSE WEALTH TO TAKE WINGS AND FLY AWAY IS TO CRITICIZE AND CONDEMN OTHERS WHO HAVE MORE WEALTH THAN YOU.

                         A COMMON STUMBLING BLOCK TO WEALTH

             THERE IS ONE EMOTION, WHICH IS THE CAUSE OF THE LACK OF WEALTH IN THE LIVES OF MANY . MOST PEOPLE LEARN THIS THE HARD WAY. IT IS ENVY. FOR EXAMPLE, IF YOU SEE A COMPETITOR DEPOSITING LARGE SUMS OF MONEY IN THE BANK, AND YOU HAVE ONLY A MEAGER AMOUNT TO DEPOSIT, DOES IT MAKE YOU ENVIOUS ? THE WAY TO OVERCOME THIS EMOTION IS TO SAY TO YOURSELF, "ISN'T IT WONDERFUL ! I REJOICE IN THAT MAN'S PROSPERITY. I WISH FOR HIM GREATER AND GREATER WEALTH".

         TO ENTERTAIN ENVIOUS THOUGHTS IS DEVASTATING BECAUSE IT PLACES YOU IN A VERY NEGATIVE POSITION, THEREFORE, WEALTH FLOWS  FROM YOU INSTEAD OF TO YOU . IF YOU ARE EVER ANNOYED OR IRRITATED BY THE PROSPERITY OR GREAT WEALTH OF ANOTHER, CLAIM IMMEDIATELY THAT YOU TRULY WISH FOR HIM GREATER WEALTH IN EVERY POSSIBLE WAY. THIS WILL NEUTRALIZE THE NEGATIVE THOUGHTS IN YOUR MIND AND CAUSE AN EVER-GREATER MEASURE OF WEALTH TO FLOW TO YOU BY THE LAW OF YOUR OWN SUBCONSCIOUS MIND.

                       RUBBING OUT A GREAT MENTAL BLOCK TO WEALTH

                  IF YOU ARE WORRIED AND CRITICAL SOMEONE WHOM YOU CLAIM IS MAKING MONEY DISHONESTLY, CEASE WORRYING ABOUT HIM. YOU KNOW SUCH AS A PERSON IS USING THE LAW OF MIND NEGATIVELY, THE LAW OF MIND TAKES CARE OF HIM. HE CAREFUL NOT TO CRITICIZE HIM FOR THE REASONS PREVIOUSLY INDICATED. REMEMBER. THE CAN NOW DESTROY THAT MENTAL BLOCK. THIS YOU MAY DO BY GETTING ON MENTAL GOOD TERMS WITH EVERYONE.

                                        SLEEP AND GROW RICH

                  AS YOU GO TO SLEEP AT NIGHT, PRACTICE THE FOLLOWING TECHNIQUE. REPEAT THE WORD, "WEALTH", QUIETLY, EASILY, AND FEELINGLY. DO THIS OVER AND OVER AGIAN, JUST LIKE A LULLABY. LULL YOURSELF TO SLEEP WITH THE ONE WORD, "WEALTH". YOU SHOULD BE AMAZED AT THE RESULT.

                WEALTH SHOULD FLOW TO YOU IN AVALANCHES OF ABUNDANCE. THIS IS ANOTHER EXAMPLE OF THE MAGIC POWER OF YOUR SUBCONSCIOUS MIND.

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TAKE DEEP SLEEP AND GET THE JOY

 

                                SLEEP IN PEACE AND WAKE IN JOY

              TO THOSE WHO SUFFER FRO INSOMNIA, YOU WILL FIND THE FOLLOWING PRAYER VERY EFFECTIVE.

                 REPEAT IT SLOWLY, QUIETLY, AND LOVINGLY, PRIOR TO SLEEP."MY TOES ARE RELAXED, MY ANKLES ARE RELAXED, MY ABDOMINAL MUSCLES ARE RELAXED, MY HEART AND LUNGS ARE RELAXED, MY HANDS AND ARMS ARE RELAXED, MY NECK IS RELAXED, MY BRAIN IS RELAXED, MY FACE IS RELAXED, MY EYES ARE RELAXED, MY WHOLE MIND AND BODY ARE RELAXED. I FULLY AND FREELY FORGIVE EVERYONE, AND I SINCERELY WISH FOR THEM HARMONY, HEALTH, PEACE, AND ALL THE BLESSINGS OF ME. I AM AT PEACE. I AM POISED, SERENE, AND CALM. I REST IN SECURITY AND IN PEACE. A GREAT STILLNESS STEALS OVER ME, AND A GREAT CALM QUIETS MY WHOLE BEING AS I REALIZE THE DIVINE PRESENCE WITHIN ME. I KNOW THAT THE REALIZATION OF LIFE AND LOVE HEALS ME.  I WRAP MYSELF IN THE MENTLE OF LOVE AND FALL ASLEEP FILLED WITH GOOD WILL FOR ALL. THROUGHOUT THE NIGHT PEACE REMAINS WITH ME, AND IN THE MORNING I SHALL BE FILLED WITH LIFE AND LOVE. A CIRCLE OF LOVE IS DRAWN AROUND ME. I WILL FEAR NO EVIL, FOR THOU ART WITH ME. I SLEEP IN PEACE, I WAKE IN JOY, AND IN HIM I LIVE, MOVE, AND HAVE MY BEING".

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                                             👀   WONDERS OF SLEEP    👀

              1. IF YOU ARE WORRIED THAT YOU WILL NOT WAKE UP ON TIME, SUGGEST TO YOUR SUBCONSCIOUS MIND PRIOR TO SLEEP THE EXACT TIME YOU WISH TO ARISE, AND IT WILL AWAKEN YOU. IT NEEDS TO CLOCK. DO THE SAME THING WITH ALL PROBLEMS. THERE IS NOTHING TOO HARD FOR YOUR SUBCONSCIOUS.

             2. YOUR SUBCONSCIOUS NEVER SLEEPS. IT IS ALWAYS ON THE JOB. IT CONTROLS YOUR VITAL FUNCTIONS. FORGIVE YOURSELF AND EVERYONE ELSE BEFORE YOU GO TO SLEEP, AND HEALING WILL TAKE PLACE MUCH MORE RAPIDLY.

            3. GUIDANCE IS GIVEN YOU WHILE YOU ARE ASLEEP, SOMETIMES IN A DREAM. THE HEALING CURRENTS ARE ALSO RELEASED, AND IN THE MORNING YOU FEEL REFRESHED AND REJUVENATED.

           4. WHEN TROUBLED BY THE VEXATIONS AND STRIFE OF THE DAY, STILL THE WHEELS OF YOUR MIND AND THINK ABOUT THE WISDOM AND INTELLIGENCE LODGED IN YOUR SUBCONSCIOUS MIND, WHICH IS READY TO RESPOND TO YOU. THIS WILL GIVE YOU PEACE, STRENGTH, AND CONFIDENCE.

          5. SLEEP IS ESSENTIAL FOR PEACE OF MIND AND HEALTH OF BODY. LACK OF SLEEP CAN CAUSE IRRITATION, DEPRESSION, AND METAL DISORDERS. YOU NEED EIGHT HOURS SLEEP.

         6. MEDICAL RESEARCH SCHOLARS POINT OUT THAT INSOMNIA PRECEDES PSYCHOTIC BREAKDOWNS.

         7. YOU ARE SPIRITUALLY RECHARGED DURING SLEEP. ADEQUATE SLEEP IS ESSENTIAL FOR JOY AND VITALITY IN LIFE.

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         8. YOUR TIRED BRAIN CRAVES SLEEP SO HUNGRILY THAT IT WILL SACRIFICE ANYTHING TO GET IT. MANY WHO HAVE FALLEN ASLEEP AT THE WHEEL OF AN AUTOMOBILE CAN TESTIFY TO THIS.

         9. MANY SLEEP-DEPRIVED PEOPLE HAVE POOR MEMORIES AND LACK PROPER COORDINATION. THEY BECOME BEFUDDLED, CONFUSED, AND DISORIENTATED.

        10. SLEEP BRINGS COUNSEL. PRIOR TO SLEEP, CLAIM THAT THE INFINITE INTELLIGENCE OF YOUR SUBCONSCIOUS MIND IS GUIDING AND DIRECTING YOU. THEN, WATCH FOR THE LEAD, WHICH COMES, PERHAPS ON AWAKENING.

       11. TRUST YOUR SUBCONSCIOUS COMPLETELY. KNOW THAT ITS TENDENCY IS ALWAYS LIFEWARD. OCCASIONALLY, YOUR SUBCONSCIOUS ANSWERS YOU IN A VERY VIVID DREAM AND A VISION IN THE NIGHT. YOU CAN BE FOREWARNED IN A DREAM IN THE SAME WAY AS THE AUTHOR OF THIS BOOK WAS WARNED.

         12. YOUR FUTURE IS IN YOUR MIND NOW, BASED ON YOUR HABITUAL THINKING AND BELIEFS. CLAIM INFINITE INTELLIGENCE LEADS AND GUIDES YOU AND THAT ALL GOOD IS YOURS, AND YOUR FUTURED WILL BE WONDERFUL. BELIEVE IT AND ACCEPT IT. EXPECT THE BEST, AND INVARIABLY THE BEST WILL COME TO YOU.

        13. IF YOU ARE WRITING A NOVEL, PLAY, OR BOOK, OR ARE WORKING ON AN INVENTION, SPEAK TO YOUR SUBCONSCIOUS MIND AT NIGHT AND CLAIM BOLDLY THAT ITS WISDOM, INTELLIGENCE, AND POWER ARE GUIDING, DIRECTING, AND REVEALING THE PERFECT SOLUTION WHATEVER IT MAY BE. WONDERS WILL HAPPEN AS YOU PRAY THIS WAY.

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YOUR THOUGHTS POWER

 

                                                   THREE MAGIC STEPS 

                   THE FIRST STEP : GET STILL, QUIET THE WHEELS OF THE MIND. ENTER INTO A SLEEPY, DROWSY STATE. IN THIS RELAXED, PEACEFUL, RECEPTIVE STATE, YOU ARE PREPARING FOR THE SECOND STEP.

                 THE SECOND STEP : TAKE A BRIEF PHRASE, WHICH CAN READILY BE GRAVEN ON THE MEMORY, AND REPEAT IT OVER AND OVER AS A LULLABY, USE THE PHRASE, "SOBRIETY AND PEACE OF MIND ARE MINE NOW, AND I GIVE THANKS". TO PREVENT THE MIND FROM WANDERING, REPEAT IT ALOUD OR SKETCH ITS PRONUNCIATION WITH THE LIPS AND TONGUE AS YOU SAY IT METALLY. THIS HELPS ITS ENTRY INTO THE SUBCONSCIOUS MIND. DO THIS FOR FIVE MINUTES OR MORE. YOU WILL FIND A DEEP EMOTIONAL RESPONSE.

                THE THIRD STEP : JUST BEFORE GOING TO SLEEP, PRACTICE WHAT JOHANN VON GOETHE, GERMAN AUTHOR, USED TO DO. IMAGINE A FRIEND, A LOVED ONE IN FRONT OF YOU. YOUR EYES ARE CLOSED, YOU ARE RELAXED AND AT PEACE. THE LOVED ONE OR FRIEND IS SUBJECTIVELY PRESENT, AND IS SAYING TO YOU, "CONGRATULATIONS"!  YOU SEE THE SMILE, YOU HEAR THE VOICE. YOU MENTALLY TOUCH THE HAND, IT IS ALL REAL AND VIVID. THE WORD CONGRATULATIONS IMPLY COMPLETE FREEDOM. HEAR IT OVER AND OVER AGAIN UNTIL YOU GET THE SUBCONSCIOUS REACTION, WHICH SATISFIES.

                                              KEEP ON KEEPING ON

                   WHEN FEAR KNOCKS AT THE DOOR OF YOUR MIND, OR WHEN WORRY, ANXIETY, AND DOUBT CROSS YOUR MIND, BEHOLD YOUR VISION, YOUR GOAL. THINK OF THE INFINITE POWER WITHIN YOUR SUBCONSCIOUS MIND, WHICH YOU CAN GENERATE BY YOUR THINKING AND IMAGINING, AND THIS WILL GIVE YOU CONFIDENCE, POWER, AND COURAGE. KEEP ON, PERSEVERE, UNTIL THE DAY BREAKS, AND THE SHADOWS FLY AWAY.

                                        REVIEW YOUR THOUGHT POWER

                  1. THE SOLUTION LIES WITHIN THE PROBLEM. THE ANSWER IS IN EVERY QUESTION. INFINITE INTELLIGENCE RESPONDS TO YOU AS YOU CALL UPON IT WITH FAITH AND CONFIDENCE.

                 2. HABIT IS THE FUNCTION OF YOUR SUBCONSCIOUS MIND. THERE IS NO GREATER EVIDENCE OF THE MARVELOUS POWER OF YOUR SUBCONSCIOUS THAN THE FORCE AND SWAY HABIT HOLDS IN YOUR LIFE. YOU ARE A CREATURE OF HABIT.

                3. YOU FORM HABIT PATTERNS IN YOUR SUBCONSCIOUS MIND BY REPEATING THOUGHT AND ACT OVER AND OVER AGAIN UNTIL IT ESTABLISHES TRACKS IN THE SUBCONSCIOUS MIND AND BECOMES AUTOMATIC, SUCH AS SWIMMING, DANCING, TYPING, WALKING, DRIVING YOUR CAR, ETC.

               4. YOU HAVED FREEDOM TO CHOOSE. YOU CAN CHOOSE A GOOD HABIT OR HABIT. PRAYER IS A GOOD HABIT.

              5. WHATEVER MENTAL PICTURE, BACKED BY FAITH, YOU BEHOLD IN YOUR CONSCIOUS MIND, AND YOUR SUBCONSCIOUS MIND WILL BRING TO PASS.

              6. THE ONLY OBSTACLE TO YOUR SUCCESS AND ACHIEVEMENT IS YOUR OWN THOUGHT OR MENTAL IMAGE.

             7. WHEN YOUR ATTENTION WANDERS, BRING IT BACK TO THE CONTEMPLATION OF YOUR GOOD OR GOAL. MAKE A HABIT OF THIS. THIS IS CALLED DISCIPLINING THE MIND.

            8. YOUR CONSCIOUS MIND IS THE CAMERA, AND YOUR SUBCONSCIOUS MIND IS THE SENSITIVE PLATE ON WHICH YOUR REGISTER OR IMPRESS THE PICTURE .

            9. THE ONLY JINX THAT FOLLOWS ANYONE IS A FEAR THOUGHT BY KNOWING THAT WHATEVER YOU START YOU WILL JINX BY KNOWING THAT WHATEVER YOU START YOU WILL BRING TO A CONCLUSION IN DIVINE ORDER. PICTURE THE HAPPY ENDING AND SUSTAIN IT WITH CONFIDENCE.

           10. TO FORM A NEW HABIT, YOU MUST BE CONVINCED THAT IT IS DESIRABLE. WHEN YOUR DESIRE TO GIVE UP THE BAD HABIT IS GREATER THAN YOUR DESIRE TO CONTINUE, YOU ARE FIFTY-ONE PERCENT HEALED ALREADY.

           11. THE STATEMENTS OF OTHERS CANNOT HURT YOU EXCEPT THROUGH YOUR OWN THOUGHTS AND MENTAL PARTICIPATION. IDENTIFY YOURSELF WITH YOUR AIM, WHICH IS PEACE, HARMONY, AND JOY. YOU ARE THE ONLY THINKER IN YOUR UNIVERSE.

           12. EXCESSIVE DRINKING IS AN UNCONSCIOUS DESIRE TO ESCAPE. THE CAUSE OF ALCOHOLISM IS NEGATIVE AND DESTRUCTIVE THINKING. THE CURSE IS TO THINK OF FREEDOM, SOBRIETY, AND PERFECTION, AND TO FEEL THE THRILL OF ACCOMPLISHMENT.

          13. MANY PEOPLE REMAIN ALCOHOLICS BECAUSE THEY REFUSE TO ADMIT IT.

          14. THE LAW OF YOUR SUBSCONSCIOUS MIND, WHICH HELD YOU IN BONDAGE AND INHIBITED YOUR FREEDOM OF ACTION, WILL GIVE YOU FREEDOM AND HAPPINESS. IT DEPENDS ON HOW YOU USE IT.

           15. YOUR IMAGINATION TOOK YOU TO THE BOTTLE, LET IT TAKE YOU TO FREEDOM BY IMAGINING YOUR ARE FREE.

           16. THE REAL CAUSE OF ALCOHOLISM IS NEGATIVE AND DESTRUCTIVE THINKING. AS A MAN THINKETH IN HIS HEART (SUBCONSCIOUS MIND), SO IS HE.

           17. WHEN FEAR KNOCKS AT THE DOOR OF YOUR MIND, LET FAITH IN GOD AND ALL THINGS GOOD OPEN THE DOOR.

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INDEX STOCK FOR SWING TRADE

 

                  

                            USE ONLY INDEX STOCK FOR SWING TRADE

               

               FOR THE SWING TRADE THAT HAS BEEN EXPLAINED IN PREVIOUS TIPS, YOU SHOULD USE ONLY STOCKS FROM NIFTY 50, NIFTY MIDCAP 50, BANK NIFTY AND BSE SMALL CAP, ETC.

             WHY?

             AS ALL THE WELL-KNOWN FUND HOUSES AND FOREIGN, INVESTORS ALSO TRADE IN THEM, MORE OF VOLUME AND FLUCTUATIONS MAY BE SEEN IN THEM DURING THE DAY, HENCE, YOU MAY ACHIEVE 4.5% TO 2.5% RETURM IN MOST OF SUCH TRADES VERY EASILY.

             FOR THOSE READERS WHO HAVE STARTED READING THIS CHAPTER FROM THE MIDDLE, I SHOULD CLARIFY THAT, IN MY THEORY, SWING TRADE REFERS TO TRADES IN CASH AND CARRY WITH HOLDING PERIODS RANGING FROM 1 TO 30 DAYS. YOU SHOULD NOT TREAT THIS AS INTRADAY TRADE.

           IF, INFORTUNATELY, DESPITE USING AND INDEX STOCK, THE STOCK GOES THROUGH SOME FUNDAMENTAL CHANGE AND THE SAME IS REMOVED FROM THE INDEX LIST, AND YOU CONTINUE AVERAGING OUT ONCE A WEEK AT VWAP, THE TARGET WOULD KEEP ON FALLING AND SETTLE AT 0.5 % AND YOU WOULD BE ABLE TO EXIT IN 9 TO 10 WEEKS IN ANY CASE. AFTER THAT, YOU SHOULD NOT TRADE IN THE STOCK THAT HAS BEEN REMOVED FROM INDEX. YOU SHOULD CHOOSE SOME NEW INDEX STOCK IN ITS PLACE.

             THE FUNDA IS THAT USING SWING TRADE METHOD WITH STOCKS IN ANY OF THE INDEXES OF NSE OR BSE PROVIDES BETTER CHANCES OF EARLY PROFIT BOOKING.

           THERE IS NO CHANCE OF GETTING STUCK EVEN IN THE CASE OF A FALLING STOCK. THAT IS THE SCIENTIFIC FEATURE OF THIS METHOD THAT YOU AVERAGE OUT ONLY ONCE A WEEK AND THAT ALSO ONLY IN STRONG STOCKS AND EVEN IN THEM, AS YOU AVERAGE, OUT, YOU KEEP BRINGING YOUR TARGET DOWN. IN THE END, YOU BECOME SUCCESSFUL IN EXITING WITH YOUR BASIC CAPITAL, EVEN EARNING A SMALL PROFIT.

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                        COME TAX HARVESTING TO SAVE CAPITAL GAINS

                   IN THIS TIP, I WILL TELL YOU HOW TO GO ABOUT INCOME TAX FARMING OR TAX HARVESTING IN STOCK MARKET.

                  YES, INCOME TAX FARMING IN STOCK MARKET IS A WELL-KNOWN PROCESS THAT IS CALLED "INCOME TAX HARVESTING" IN USA. IN AMERICA POLITICS, MR.TRUMP WAS ONCE ACCUSED OF NOT PAYING FULL INCOME TAX ON HIS INCOME FROM THE STOCK MARKET. IT WAS CLARIFIED AT THAT TIME THAT HE HAD NOT DONE ANYTHING ILLEGAL. WHAT HE HAD DONE IS CALLED TAX HARVESTING OR INCOME TAX FARMING THAT IS TOTALLY LEGAL AND THAT FACILITIES AVOIDANCE OF TAX ON CAPITAL GAINS MADE IN A STOCK MARKET. YOU WOULD LEARN THE SAME TAX HARVESTING IN THIS TIP.

                 IN FACT, THIS HAS A VERY SIMPLE ARITHMETIC. FOR THE ENTIRE YEAR, YOU KEEP ON MAKING SMALL INVESTMENTS IN GOOD DIVIDEND PAYING STOCKS AS EXPLAINED IN PREVIOUS TIPS. BOOK PROFITS IN THE STOCKS THAT GAIN AS PER YOUR TARGETS. HOLD ON TO THE REST OF THE STOCKS ENJOY DIVIDENDS.

                 DURING THE LAST FEW DAYS OF MARCH, YOU MAY GO FOR INCOME TAX HARVESTING FOR THE STOCKS THAT YOU ARE HOLDING. 

                 ACTUALLY THIS IS VERY SIMPLE. DURING THE LAST FEW DAYS OF MARCH, SELL ALL THOSE STOCKS IN YOUR PORTFOLIO THAT ARE IN RED AND BOOK LOSSES ON PAPER, BUT AT THE SAME TIME, SAME DAY, BUY THE SAME STOCKS BACK IN THE QUANTITY AT THE SAME MOMENT IMMEDIATELY AFTER SELLING.

              WHAT DO YOU GET OUT OF THIS?

               THIS WILL NOT HAVE ANY IMPACT ON THE QUANTITY OF STOCKS, AS WE ARE BUYING THE SAME QUANTITY OF STOCKS ON THE SAME DAY, SAME TIME AS THAT OF THE STOCKS SOLD FOR BOOKING LOSS.

              WE WOULD HAVE TO ONLY PAY BROKERAGE THAT IS GENERALLY QUITE LOW THESE DAYS WITH DISCOUNT BROKERS. EVEN TO SAVE THAT BROKERAGE, YOU MAY KEEP SOME SMALL DIFFERENCE BETWEEN YOUR SALE AND PURCHASE PRICES, BUT THE LOSS THAT WE HAVE BOOKED MAY BE ADJUSTED AGAINST THE PROFITS BOOKED DURING THE ENTIRE YEAR, THEREBY REDUCING THE RESULTANT SHORT-TERM CAPITAL GAINS.

             HOW?

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            SUPPOSE, YOU HAVE MDE A TOTAL PROFIT OF $60,000 TILL 20 MARCH, 2019 BY BOOKING PROFITS IN VARIOUS STOCKS DURING THE CURRENT YEAR. AS PER INCOME TAX REGULATIONS, YOU WOULD HAVE TO PAY SHORT TERM CAPITAL GAINS TAX AMOUNTING TO $9,000 BEING 15% OF THE TOTAL GAINS.

           LET ASSUME THE STOCKS THAT WE ARE STILL HOLDING AS ON 20 MARCH ARE SHOWING A LOSS OF $45,000. WE WOULD SELL THESE STOCKS TO BOOK LOSSESS AND BUY BACK THE SAME QUANTITY OF THE STOCKS. AFTER ADJUSTING THIS LOSS OF $45,000 AGAINST PROFIT OF $60,000, WE WOULD BE LEFT WITH NET PROFIT FOR THE YEAR AS $15,000 ONLY. WE WOULD HAVE TO PAY SHORTTERM CAPITAL GAINS TAX ON THIS AMOUNT ONLY, I.E,$ 2,250 AT THE RATE OF 15%. THUS, TAX LIABILITY IS REDUCED FROM $9,000 TO $2,250 ONLY AND THIS IS WHAT IS CALLED INCOME TAX HARVESTING.

            EVEN IF YOU HAVE TO PAY $750 TOWARDS BROKERAGE IN THE ABOVE PROCESS, YOU ARE STILL SAVING A NET AMOUNT OF $6,000 ON CAPITAL GAINS TAX.

            HERE, SOME OF THE READERS MAY RAISE A DOUBT THAT SELLING AND BUYING STOCKS ON THE SAME DAY MAY BE TREATED AS INTRADAY, I.E,. SPECULATION INCOME AND HOW WOULD WE ADJUST THE AMOUNT OF THAT LOSS AGAINST SHORT-TERM CAPITAL LOSS? THE ANSWER TO THE SAME IS THIS. IF YOU ARE ALREADY HOLDING THE STOCK AND YOU SELECT CASH AND CARRY OPTION WHILE PLACING THE ORDER, THAT KIND OF SALE OF STOCK IS NOT TREATED AS INTRADAY TRADING. YOU HAVE JUST BOOKED LOSS IN YOUR STOCKS ALREADY HELD WITH YOU.

            SIMILARLY, FRESH STOCK IS ALSO BOUGHT THROUGH A FRESH ORDER WITH CASH AND CARRY OPTION PAYING FULL AMOUNT AND DELIVERY OF THE SAME IS ALSO TAKEN, HENCE, THIS IS A NEW TRADE. WHENEVER WE SELL THIS STOCK, TAX ON THE PROFIT WOULD BE DECIDED BASED ON THE PERIOD OF HOLDING. THUS, SELLING THE STOCK ALREADY UNDER HOLDING THOUGH A CASH AND CARRY ORDER AND TAKING FULL PAYMENT AND ALSO TAKING DELIVERY OF THE SAME WOULD NOT BE TREATED AS INTRADAY TRADE.

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